Certificates of Deposit
Grow Your Money Securely
With a Farmers Savings Bank CD you can earn a better interest rate than with most savings accounts. Farmers Savings Bank CDs are available with customizable terms to meet your saving and investment goals. Here’s what you need to know about CDs:
- Competitive fixed rates, higher than regular savings accounts
- Guaranteed Returns
- A wide range of terms available from 3 months to 4 years
- Opening Deposit Requirement is $500
- Early Withdraws are subject to penalty
- Your balances are FDIC insured
- Monitor your investment growth via Online and Mobile Banking
Open your Certificate of Deposit today. Stop by either Farmers Savings Bank location to open a CD and start saving more today.
Rate Sheet
These interest rates and APYs are accurate as of Wednesday, January 8th, 2025
*Rate = Rate(s)*, *APY = Annual Percentage Yield
Certificates of Deposit
Early withdrawal penalty may apply.
| Product Name |
Term Length |
Min. Opening Deposit |
Rate(s)* |
APY(s)* |
| 91 Day Certificate of Deposit |
91 Day CD |
$500 |
2.25% |
2.27% |
| 182 Day Certificate of Deposit |
182 Day CD |
$500 |
4.05% |
4.11% |
| 1 Year Certificate of Deposit |
1 Year CD |
$500 |
3.85% |
3.91% |
| 2 Year Certificate of Deposit |
2 Year CD |
$500 |
3.00% |
3.03% |
| 3 Year Certificate of Deposit |
3 Year CD |
$500 |
3.00% |
3.03% |
| 4 Year Certificate of Deposit |
4 Year CD |
$500 |
3.00% |
3.03% |
A penalty may be imposed for early withdrawal of all Certificates of Deposits.