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Farmers Savings Bank

Personal Checking Accounts


Classic Checking Interest Checking Preferred Interest Checking
Minimum to Open $50 $500 $10,000
Minimum Req. to Avoid Fees None $500 Balance
(avg. daily balance)
$10,000 Balance
(min. daily balance)
Below Minimum Balance Fees None $5/Statement
+15¢/Debit
$10/Statement
(no interest earned for days below minimum)
Interest None Variable Rate
(credited monthly)

Rate does not increase with balance change.
Variable Rate
(credited monthly)

Rate increases with balances:
$10,000-$49,999.99
$50,000-$99,999.99
$100,000+
Check Writing Unlimited Unlimited Unlimited
Debit Card Available* Available* Available*
Online/Mobile Banking Available* Available* Available*
Additional Features Images returned with monthly statement. Images returned with monthly statement. Images returned with monthly statement.

Free personalized checks and safe-deposit box.

*For those who qualify