Personal Checking Accounts

	Classic Checking	Interest Checking	Preferred Interest Checking
Minimum to Open	$50	$500	$10,000
Minimum Req. to Avoid Fees	None	$500 Balance (avg. daily balance)	$10,000 Balance (min. daily balance)
Below Minimum Balance Fees	None	$5/Statement +15¢/Debit	$10/Statement (no interest earned for days below minimum)
Interest	None	Variable Rate (credited monthly) Rate does not increase with balance change.	Variable Rate (credited monthly) Rate increases with balances: $10,000-$49,999.99 $50,000-$99,999.99 $100,000+
Check Writing	Unlimited	Unlimited	Unlimited
Debit Card	Available*	Available*	Available*
Online/Mobile Banking	Available*	Available*	Available*
Additional Features	Images returned with monthly statement.	Images returned with monthly statement.	Images returned with monthly statement. Free personalized checks and safe-deposit box.

*For those who qualify